Money worksheet
The Money Map
A simple money worksheet for listing income, bills, flexible costs, debt, subscriptions, and the next useful action.
What this tool does
The Money Map is a visibility tool. It does not require you to become a finance wizard. It asks for what arrives, what leaves, what is owed, what repeats, and what needs contact next.
Write the names of the accounts. Then stop. Names are contact. Contact is the first handle.
Bad-week version
Use it when
- You do not know what comes in, what goes out, or what is due.
- You have avoided balances because the numbers feel accusatory.
- You need a one-page money snapshot before making decisions.
How to use it
- Write income sources and approximate dates.
- List fixed costs: rent, mortgage, utilities, insurance, loans, subscriptions.
- List flexible costs: groceries, gas, eating out, household, entertainment.
- List debt and obligations: balances, minimums, due dates.
- Choose one future-money action: savings, irregular bills, emergency cushion, or a call.
Worksheet version
Copy these prompts into a notebook, notes app, spreadsheet, or the nearest envelope that is already judging you.
Common traps
- Building a budget for an imaginary month. Use real statements, not fantasy groceries.
- Calling yourself bad with money instead of noticing the system has no appointment.
- Letting small leaks hide because each one looks harmless alone.
Related tools
Read the book
Want the whole system?
The Money Map is one handle from Build a Life That Doesn't Eat You Alive. The full book connects it to habits, boundaries, money, work, rest, and bad-week repair.